The Mozart for Data Management (MoDM) solution is specifically designed for the mortgage industry and contains industry standard MISMO data formats, common data mapping rules, common reporting, etc.  Besides having the capability of a mortgage loan file cleansing tool, it also allows you to analyze loans against a common set of Investor Underwriting Guidelines as well as the current set of Government Loss Mitigation Programs.  MoDM calculates loan pool and portfolio value and determines the best take-out options based on automated, detailed, loan-by-loan decisioning. Designed for portfolio evaluations and revaluations, portfolio acquisitions, and loan exit strategies, MoDM helps perform analysis at the loan-level by validating, cleansing, normalizing, and evaluating bulk loan files against an array of criteria.

Key capabilities that set our software apart from other Extract Transform and Load tools include:

• Allowing secondary market investors and hedge funds to convert non-standard data (i.e. of different types or from different sources) into an easily readable format;
• Providing an automated loan-by-loan evaluations by using the rule sets from both Mozart and MoSS
• Increasing loan level data accuracy with real-time third party integrations to key data services.
• Integrating seamlessly with in-house capital and secondary market applications via a web-based service;
• Measuring ongoing loan pool and portfolio health with rich reporting and export features;